Browse the latest houses for sale in Newcastle NSW with Arnold Property
Whether you’re looking for your first home, your dream house or an investment property to add to your portfolio, at Arnold Property we’ll help you do it quickly and easily. With 30 years’ experience servicing the Newcastle region, we not only know Newcastle like the back of our hands, we also know all the ins and outs of real estate and how to get the best results for our clients. Our friendly, professional team of real estate experts are committed to helping you find that elusive dream property. If you want locals on your side who’ll help you navigate the real estate world and bag you your ideal home, we’re the ones for you.
Buying houses in Newcastle with Arnold Property
We’ve got houses for sale Newcastle wide ready for inspection
Ready to start looking for properties? Check out our current houses for sale in Newcastle and hop over to our inspection timetable to plan your inspections.
To keep up with all the latest houses for sale in Newcastle register for our handy Property Alerts. Customise your alerts by choosing the number of bedrooms, bathrooms and car spaces you’d like, along with your minimum and maximum sale prices and desired suburbs. Never miss a trick with new properties sent directly to your inbox.
If the idea of working with a tight-knit family-owned team of Newcastle based property experts ticks all your boxes, we’d love to work with you! Get in touch to chat and let us know a little more about what you’re after.
Looking for more information about buying property in Newcastle? Check out our helpful Advice Blog for tips on moving to Newcastle, finance, moving house and getting a mortgage.
FAQs about buying with Arnold Property
At Arnold Property we’ll be by your side every step of the way, helping you navigate the complexities of buying your home. The basic process of purchasing a property with us involves the following steps:
- You provide us with a checklist of ‘must haves’ and set out minimum and maximum requirements
- You arrange your finances to ensure we’re ready to roll when we find your dream home
- Search our available properties listed at market price
- Register to receive new listings notification and current listing information
- Once you’ve found the one review the contract and submit your offer
- Either accepted or rejected, pay more or move on
- Get your utilities connected with a free service from our partners MyConnect
If you want to get the ball rolling on buying your Newcastle home, get in touch today.
Yes. We highly recommend getting pre-approval before searching for your dream home. This will streamline the purchasing process and show sellers that you are a serious buyer.
The mortgage application process will vary depending on which institution you choose, however the general mortgage application process involves:
- Calculating your deposit
- Determining your borrowing capacity
- Choosing the mortgage that best suits you
- Applying for a loan
- Formal approval and settlement
Lenders will want to see evidence of your ability to pay back the loan in the form of payslips or tax returns, borrowing history, credit history and credit score. Be sure to shop around and find the best mortgage provider for you.
The price of your new property isn’t the only cost to consider. There are many financial costs associated with buying a home including:
- Stamp duty/transfer duty
- Legal and conveyancing fees
- Removal and cleaning costs
- House inspections including structural integrity and pest inspections
- Connecting utilities including gas, electricity and phone lines
- Home insurance
Be sure to factor in these costs and a little extra for unanticipated expenses to prevent being caught out by upfront costs.
The minimum house deposit required is 5% of the purchase price. However, if your deposit is less than 20% of the purchase price you may be required to pay Lenders Mortgage Insurance.
A cooling-off period is the period directly following the exchange of contracts which allows the buyer to cancel the contract if they change their mind. The seller may not sell the property to another buyer during this period. In New South Wales you have a 5 business-day cooling off period after purchasing a residential property during which you can exit the contract with written notice. You will need to pay the vendor 0.25% of the purchase price if you choose to cancel the contract. The cooling off period can be waived using a 6WW certificate or extended with written agreement from the vendor.